Everywhere you turn right now, there is a new wave of hype about mortgage refinancing. And If you’ve been waiting to refinance, now is the time to act.

Mortgage Rates are Unbelievably Low

One thing’s for sure, with rates this low, it’s worth taking the time to see what’s best for your specific situation. And you’ll sleep better knowing you’re making informed, well-thought-out decisions for you and your family and not just jumping on the bandwagon.

Lenders are making loans on terms that have not been seen in over a decade. And if you act now, you can take advantage of the lowest interest rates in years.

What the New Lower Interest Rates Mean for You

If you were already tossing around the idea of refinancing, these low rates couldn’t have come at a perfect time. Getting a mortgage with a 1–2% drop-in interest rate can make a huge difference in your monthly budget and ability to pay off your mortgage faster. And if you were thinking of refinancing from your current mortgage term down to a 15-year fixed-rate mortgage, now is the prime time to do it.

What Exactly Is Refinancing?

Refinancing is the process of getting a new mortgage by changing the terms of the one you already have on your home. You might be thinking of refinancing your mortgage for a few reasons—like taking advantage of lower interest rates, switching mortgage companies, reducing monthly mortgage payments, or using money from the refinance for a big purchase.

Refinancing doesn’t mean you end up with two mortgages.

Instead, your original loan is technically paid off through the refinancing process, and a new – refinanced – loan is created in its place.

But First, A Few Things To Know:

Here are a few things you may not know about mortgage refinance or home loans:

1. To snag the best mortgage refi deal possible, it’s essential to have a game plan before you apply for a mortgage refinance.
2. It’s vital to get information about mortgage refinance or home loans from a mortgage lending specialist or professional.
3. It’s also important to know what you can afford before you apply for a mortgage refinance

By searching the links below, we’ll send you to lenders with all your needs covered to get you the best possible rates at the lowest costs.

Find The Right Lender Today

Ready to refinance?

There are a variety of reasons to refinance. You can refinance the mortgage for a lower interest rate, or more extended period, or both.  Refinancing a mortgage can even unlock equity in your home.   But more importantly, mortgage rates are at a historic low. In a year or two from now, we may never see rates this low again. That’s why the time to refinance your mortgage is today.

Just search the ads below. They’ll help you find the right mortgage company and home loan specialist.  You’ll be thankful you did!